Our purpose

Household Capital is a specialist retirement funding provider which offers responsible long term access to home equity, to meet the needs of an ageing population.


Home equity can be used to top up superannuation, enhance retirement income and improve retirement housing. It can also be used to fund in-home care and support the transition to aged care. Our approach also enables the transfer of home equity between generations to fund first-home buyers deposits and educational expenses.


We work with a range of financial advice specialists to provide retirees with the best of both worlds – to continue living in the family home while drawing an income that enables them to Live Well At Home.

Expertise and experience

We have brought together industry experts from a wide range of fields to help solve Australia’s retirement funding challenge. Each provides guidance and insight to the business and the many ways we can work with retired Australians to improve their retirement lifestyles and wellbeing.

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