Meet Jim & Shirey

Jim and Shirley, both aged 78, live on Queensland’s Gold Coast. Over the years, they’ve been able to create a comfortable lifestyle and, as they started planning for retirement, they knew they wanted to maintain this standard of living.

After extensive research and weighing their options, Jim and Shirley contacted Household Capital to learn how much home equity they could borrow to purchase a new home to be closer to their children and grandchildren, as well as increase their monthly retirement income.

Through a Household Loan, Jim and Shirley were able to access their home equity – what we like to call their Household Capital – to finalise the purchase of their new home and create an income stream that would meet their living expenses each month. By unlocking some of the wealth built up in their home, Jim and Shirley remain in the home they love, the home meets their wants and needs, and still have the retirement funds to enjoy a comfortable life living near their loved ones.

“All you need to do is just ring up Household Capital,” Jim says. “Lo and behold, everything fell into place. We have been here now six months and looking forward to the next 20 years.”

After a lifetime of working hard to build their wealth, Jim and Shirley learned that they could have control over their retirement income and that has enhanced their quality of life more than they could have imagined.