Unlock the money in your home
If you’re an Australian homeowner over 60, a reverse mortgage from Household Capital enables you to unlock the wealth in your home to support your long-term financial wellbeing.
Join the thousands of Australians using the wealth in their home to enjoy a better retirement
Real customers, real stories
Our customers speak for us and are proud to share their story. Each of these stories reflect their diverse needs and unique circumstances. The common theme is this… each customer unlocked the wealth in their home and gained confidence in the future.
Vivienne
Vivienne used her home wealth to help her say yes to more in retirement!
Pam
In Pam's words, she "freed herself from regular repayments" by refinancing an existing home loan
Barry
Barry's bank couldn't help him, but we could refinance his home loan
Mette
We helped Mette stay in her 'forever home' with the income and capital she needs for a comfortable lifestyle
Vicky & John
Home wealth enabled Vicky to afford the best possible around the clock in-home care for her mum
Unlock the money in your home in three simple steps
Getting started is simple. We’ll help you understand what you’re eligible for, and support you through each step for the application process.
Calculate now
Use our simple calculator to check your eligibility and see how much money you could unlock.
Talk to a specialist
Book a meeting with one of our Australian-based retirement specialists to discuss the process and answer your questions.
Complete your application
Our friendly team is with you every step of the way, making the process simple and stress free.
How can you use the money in your home?
We’ve helped thousands of Australians to feel secure and confident in the home they love. Like them, you too can use the money in your home to meet your needs and enjoy the freedom to say ‘yes’ to the people and moments that bring you joy.
Give
Support your family when they need it most with a home deposit or education costs
Make your home wealth work for you
Unlock the wealth you've built in your home to enhance your lifestyle and achieve financial confidence without the stress of selling or downsizing.
Your home wealth offers flexibility: after all, it’s your money, it’s your choice and you are in control.
Features and Benefits
- No regular repayments required
- Retain 100% ownership of your home
- Guaranteed lifetime occupancy of your home
- Tax free income that doesn't impact pension entitlements
- Strong consumer protections for peace of mind