Need more income in retirement?
To fully enjoy your ideal retirement, the wealth in your home can bridge the funding gap if your superannuation and Age Pension won't support the retirement lifestyle you deserve.
A regular income to transform retirement
What would you do with an extra $1,000 each month?
By unlocking the wealth in your home, you can create a regular income stream to supplement your superannuation and Age Pension and support the lifestyle you deserve. A Household Loan provides flexibility and choice to meet your needs now and in the future.
Boost your regular income
Supplement any pension income received with a regular tax free fortnightly or monthly payment
Protect your assets
During periods of market volatility, drawing on home equity can help safeguard super and other income producing assets
Say yes to more
Increased income means more freedom to enjoy the experiences you love with the people you cherish
Create a buffer
Additional income can help you beat the rising cost of living, and meet unexpected expenses and future needs
How three friends found confidence in retirement
When their banks fell short, friends Lynne, Raelene and Suzanne turned to Household Capital for solutions. By unlocking their home wealth, the trio each met their needs: a steady income stream, flexibility and true peace of mind.
Chat with one of our Australian-based team members
From general questions to specific details about our Household Loan, our friendly team is available Monday to Friday from 9am to 5pm AEST.
How else could the wealth in your home transform retirement?
As well as meeting your retirement income needs, the wealth in your home can be used for a range of other purposes: to refinance or consolidate debt, fund home improvements, pay for medical or other care needs, or help support the next generation to create their own home wealth.
Give
Support your family when they need it most with a home deposit or education costs
Your retirement income questions answered
We know you have questions when it comes to using the wealth in your home to generate a regular income stream. We've gathered answers to the most common queries to help guide you through the process.
Customer reviews
Sign up to our monthly newsletter
The Household Capital monthly newsletter is all about celebrating Australia’s 60+ homeowners with a focus on your wealth, health and happiness.