Lending solutions
Our flexible lending solutions have been developed to help you support the needs of Australian homeowners aged 60+.
Flexible loan options to help your clients live well at home
Household Capital partners with brokers to give Australian retirees access to the wealth they’ve built in their homes safely, responsibly, and with flexibility.
Our lending solutions
Clients over 60 have different financial and lifestyle needs. Our product suite has been structured accordingly and can be tailored to meet your clients’ needs.
If you have a scenario you'd like to discuss, please send the details to scenarios@householdcapital.com and one of our specialists will be in touch to discuss it with you.
Household Loan
Flexible, purpose based reverse mortgage that does not require regular repayments and provides access to capital and income.
ORIO
Optional Retirement Interest Only (ORIO) enables borrowers to take control of mortgage repayments with options to pay all or part of their interest in return for a discounted interest rate.
Retirement Refi
Designed to refinance an existing home loan and provide a $25,000 contingency sum. Features a simplified application process and discounted interest rate.
Check your client's eligibility
Borrowing capacity calculatorPostcode checker
You can work with us in one of two ways
Either refer clients to our team as a referral partner, or become accredited as an originator and manage the end-to-end loan process yourself.
Referral partner
Become a broker referrer; simply complete a referral form and let our specialist team manage the end-to- end loan process.