Refinance your debts
We believe you should be able to enjoy the home you love without the pressure of mortgage stress.
Research shows that older Australians are happiest when they're secure. There is nothing quite like the comfort of home, the familiarity of community and the joy of being close to family and friends.
How refinancing your home can help
About one third of Australians retire with a mortgage that requires ongoing repayments, reduces retirement income and creates unncessary financial stress. Our retirement ready reverse mortgage can refinance that home loan (or other debt) to free up your cash flow to fund a better retirement.
Refinance existing home mortgage
Refinance your mortgage in retirement, without needing to make regular repayments
Consolidate credit card and other debt
Your home wealth can also be used to consolidate other debts, including credit cards and personal loans, removing the stress associated with regular repayments
No regular repayments required
Goodby monthly repayments, hello increased funds to spend on retirement and the things that you enjoy
Guaranteed lifetime occupancy
Because regular repayments are not required, there is no risk of foreclosure – it’s your home, for life
Barry gained peace of mind after refinancing
Eager to refinance his mortgage once he'd retired, Barry's bank wouldn't help but Household Capital did. Our retirement specialists provided him with expert guidance and support to refinance his mortgage with a Household Loan. As Barry no longer has to use his retirement income to service regular repayments, he's able to enjoy a more comfortable retirement.
Chat with one of our Australian-based team members
From general questions to specific details about our Household Loan, our friendly team is available Monday to Friday from 9am to 5pm AEST.
How else could the wealth in your home transform retirement?
The wealth in your home can be used for a range of other purposes: to provide a regular income stream, fund home improvements, pay for medical or other care needs, or help support the next generation to create their own home wealth.
Give
Support your family when they need it most with a home deposit or education costs
Your refinancing questions answered
We know you have questions when it comes to using the wealth in your home to refinance debt. We've gathered answers to the most common queries to help guide you through the process.
Customer reviews
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