Our purpose
Household Capital is a specialist financial services firm that provides Australia’s retirees with access to home equity – their Household CapitalTM – to improve long term retirement funding.
We work with you to improve your retirement lifestyle: by enhancing retirement income, providing access to capital and improving retirement housing. Our approach aims to provide you with the best of both worlds – to continue living in your family home with the confidence to enjoy the retirement lifestyle you deserve. We want you to Live Well At Home™.
Our values
It's our mission to help Australian retirees Live Well At Home.
There are values that underpin and drive that mission, that inspire each member of our team and help us focus on what's important - our customers. Our core values are:
Agency: we are a facilitator of possibility and empower retired Australians to make the choice to achieve their own goals.
Empathy: we build and foster relationships based on trust, respect and shared values.
Transparency: We are creating a better, fairer and more equitable system for all.
What we do
We profoundly change retirement outcomes one life at a time.
The biggest impact of achieving our innovative mission is to reduce uncertainty about longevity and increase confidence in long-term retirement housing, funding and wellbeing.
We provide retirees with the flexibility, confidence and choice to meet their retirement needs and make decisions about their lifestyle. We believe the family home can be both the best place to live and the right way to fund retirement.
Our innovative approach has resulted in several outcomes: personalised, responsible use of home equity savings, lower cost finance, increased confidence in the future and a profound improvement in long-term retirement outcomes.
Award Winning Company


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