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Reverse Mortgage Calculator
Access your home wealth in retirement
Tax
Free
Funds
No Regular
Repayments
Required
Consistently
Low
Rate
Award
Winning
Company
Our reverse mortgage calculator demonstrates how much home wealth you could unlock to improve your retirement funding.
Calculator Experience
This is a Global Template that holds another type of Global Template called Calculator Screen. Feel free to drop as many Calculator Screen instances as you require into the white area below. The order of the screens (top to bottom) will be their order within this Calculator Experience. You can edit the yellow button in the top left corner to change the settings for this Calculator Experience.
Calculator Screen
This is a Global Template that holds Calculator Elements. Feel free to drop as many Calculator Elements as you require into the white area below. The order of the elements (top to bottom) will be their order within this Calculator Screen. You can edit the yellow button in the top left corner to change the settings for this Calculator Screen.
Age & Status
Calculator Screen
This is a Global Template that holds Calculator Elements. Feel free to drop as many Calculator Elements as you require into the white area below. The order of the elements (top to bottom) will be their order within this Calculator Screen. You can edit the yellow button in the top left corner to change the settings for this Calculator Screen.
Home & Value
Did you know?
Calculator Screen
This is a Global Template that holds Calculator Elements. Feel free to drop as many Calculator Elements as you require into the white area below. The order of the elements (top to bottom) will be their order within this Calculator Screen. You can edit the yellow button in the top left corner to change the settings for this Calculator Screen.
Summary Form
Confidentiality
We're committed to protecting your personal information.
Calculator Screen
This is a Global Template that holds Calculator Elements. Feel free to drop as many Calculator Elements as you require into the white area below. The order of the elements (top to bottom) will be their order within this Calculator Screen. You can edit the yellow button in the top left corner to change the settings for this Calculator Screen.
Congratulations!
You're eligible to unlock your available Household Capital™.
A retirement specialist will call you shortly.
Results
Pre-Qualification Experience
This is a Global Template that holds another type of Global Template called Calculator Screen. Feel free to drop as many Calculator Screen instances as you require into the white area below. The order of the screens (top to bottom) will be their order within this Calculator Experience. You can edit the yellow button in the top left corner to change the settings for this Calculator Experience.
Calculator Screen
This is a Global Template that holds Calculator Elements. Feel free to drop as many Calculator Elements as you require into the white area below. The order of the elements (top to bottom) will be their order within this Calculator Screen. You can edit the yellow button in the top left corner to change the settings for this Calculator Screen.
About You
About Household Loans
Calculator Screen
This is a Global Template that holds Calculator Elements. Feel free to drop as many Calculator Elements as you require into the white area below. The order of the elements (top to bottom) will be their order within this Calculator Screen. You can edit the yellow button in the top left corner to change the settings for this Calculator Screen.
Utilising one or more purposes, allocate your $0 of Available Household Capital™
Your Needs
Calculator Screen
This is a Global Template that holds Calculator Elements. Feel free to drop as many Calculator Elements as you require into the white area below. The order of the elements (top to bottom) will be their order within this Calculator Screen. You can edit the yellow button in the top left corner to change the settings for this Calculator Screen.
More about your existing income
Your Income
Calculator Screen
This is a Global Template that holds Calculator Elements. Feel free to drop as many Calculator Elements as you require into the white area below. The order of the elements (top to bottom) will be their order within this Calculator Screen. You can edit the yellow button in the top left corner to change the settings for this Calculator Screen.
The information provided will aid the discussion with your dedicated retirement specialist so that you are fully informed on the options available and understand how a Household Loan may be suitable for you.
The next steps are completely free and of no obligation.
Results
How Our Customers Rate Us
Frequently Asked Questions
How do I use the calculator?
The reverse mortgage calculator requires several key inputs:
- Your name, phone number and email so we can send you a summary document of your results
- The age of the borrower/s (note: the youngest borrower must be aged 60+)
- Whether your home is a house or apartment
- Your postcode
- The estimated value of your home (which needs to be at least $600,000 AUD)
Once you submit that information, if eligible, you’ll see an estimate of the amount you may be able to borrow.
If you have any questions regarding our reverse mortgage calculator, call us on 1300 169 046. See how using your Household Capital™ could improve your retirement income and help you Live Well At Home™.
How are reverse mortgages calculated?
Your age and home value are used to calculate your loan-to-value ratio (LVR). This must comply with the maximums prescribed by the Australian Securities and Investments Commission (ASIC). This determines how much home equity you can access.
Who should use the reverse mortgage calculator?
If you’re aged 60 or over and would like to pay out a bank mortgage, improve your retirement income or draw a capital sum for renovations or a new car, you should use our reverse mortgage calculator to see how using your home equity could transform your retirement.
Do I have to make monthly payments on a reverse mortgage?
We offer flexibility and choice; you decide if you want to do so or not. Depending on what best suits you, you can get access to the wealth amount indicated by our reverse mortgage calculator with no repayment obligations.
