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Reverse Mortgage Calculator
Leverage your home equity with a reverse mortgage
Calculate How Much Equity You Could Borrow
Our reverse mortgage calculator demonstrates how much of your home equity you could borrow to improve your retirement funding.
Calculator Experience
This is a Global Template that holds another type of Global Template called Calculator Screen. Feel free to drop as many Calculator Screen instances as you require into the white area below. The order of the screens (top to bottom) will be their order within this Calculator Experience. You can edit the yellow button in the top left corner to change the settings for this Calculator Experience.
Calculator Screen
This is a Global Template that holds Calculator Elements. Feel free to drop as many Calculator Elements as you require into the white area below. The order of the elements (top to bottom) will be their order within this Calculator Screen. You can edit the yellow button in the top left corner to change the settings for this Calculator Screen.
Are you single or a couple?
Age & Status
Calculator Screen
This is a Global Template that holds Calculator Elements. Feel free to drop as many Calculator Elements as you require into the white area below. The order of the elements (top to bottom) will be their order within this Calculator Screen. You can edit the yellow button in the top left corner to change the settings for this Calculator Screen.
Own a house or apartment?
Home & Value
Calculator Screen
This is a Global Template that holds Calculator Elements. Feel free to drop as many Calculator Elements as you require into the white area below. The order of the elements (top to bottom) will be their order within this Calculator Screen. You can edit the yellow button in the top left corner to change the settings for this Calculator Screen.
Enter your details to see your Available Household Capital.
Summary Form
Calculator Screen
This is a Global Template that holds Calculator Elements. Feel free to drop as many Calculator Elements as you require into the white area below. The order of the elements (top to bottom) will be their order within this Calculator Screen. You can edit the yellow button in the top left corner to change the settings for this Calculator Screen.
You can access up to
Results
Pre-Qualification Experience
This is a Global Template that holds another type of Global Template called Calculator Screen. Feel free to drop as many Calculator Screen instances as you require into the white area below. The order of the screens (top to bottom) will be their order within this Calculator Experience. You can edit the yellow button in the top left corner to change the settings for this Calculator Experience.
Calculator Screen
This is a Global Template that holds Calculator Elements. Feel free to drop as many Calculator Elements as you require into the white area below. The order of the elements (top to bottom) will be their order within this Calculator Screen. You can edit the yellow button in the top left corner to change the settings for this Calculator Screen.
Can you please confirm some important details before continuing?
Confirmation
Calculator Screen
This is a Global Template that holds Calculator Elements. Feel free to drop as many Calculator Elements as you require into the white area below. The order of the elements (top to bottom) will be their order within this Calculator Screen. You can edit the yellow button in the top left corner to change the settings for this Calculator Screen.
About You
User's Employment Options
Employment Status
- Retired
- Working
- Currently not working
Partner's Employment Options
Employment Status
- Retired
- Working
- Currently not working
User's Gender Options
Gender
- Male
- Female
Partner's Gender Options
Gender
- Male
- Female
Calculator Screen
This is a Global Template that holds Calculator Elements. Feel free to drop as many Calculator Elements as you require into the white area below. The order of the elements (top to bottom) will be their order within this Calculator Screen. You can edit the yellow button in the top left corner to change the settings for this Calculator Screen.
Tell us a bit more about your home...
Results
Home Details
Calculator Screen
This is a Global Template that holds Calculator Elements. Feel free to drop as many Calculator Elements as you require into the white area below. The order of the elements (top to bottom) will be their order within this Calculator Screen. You can edit the yellow button in the top left corner to change the settings for this Calculator Screen.
How would you like to allocate your of Available Household Capital?
Your Needs
Calculator Screen
This is a Global Template that holds Calculator Elements. Feel free to drop as many Calculator Elements as you require into the white area below. The order of the elements (top to bottom) will be their order within this Calculator Screen. You can edit the yellow button in the top left corner to change the settings for this Calculator Screen.
Tell us a bit more about your income...
Your Income
Access Options
- 30-90 Days
- 3-12 Months
- 1 Year +
Calculator Screen
This is a Global Template that holds Calculator Elements. Feel free to drop as many Calculator Elements as you require into the white area below. The order of the elements (top to bottom) will be their order within this Calculator Screen. You can edit the yellow button in the top left corner to change the settings for this Calculator Screen.
Pre-Qualification Summary
Results
Frequently Asked Questions
How do I use the calculator?
The reverse mortgage calculator requires several key inputs:
- The age of the borrower/s (note: the youngest borrower must be aged 60+)
- Whether your home is a house or apartment
- Your postcode
- The estimated value of your home (min $400,000 AUD
Once you submit that information, if eligible, you’ll see an estimate of the amount you may be able to borrow.
Try our equity calculator or call us on 1300 622 100 to see how using your Household Capital could improve your retirement income so you can stay safe and Live Well At Home.
How are reverse mortgages calculated?
Your age and home value are used to calculate your loan to value ratio (LVR). This must comply with maximums prescribed by the Australian Securities and Investments Commission (ASIC). This determines how much home equity you can access.
Try our equity calculator or call us on 1300 622 100 to see how using your Household Capital could improve your retirement income so you can stay safe and Live Well At Home.
Who should use the reverse mortgage calculator?
If you’re aged 60+ and would like to pay out a bank mortgage, improve your retirement income or draw a capital sum for renovations or a new car, you should use our reverse mortgage calculator to see how using your home equity could transform your retirement.
Try our equity calculator or call us on 1300 622 100 to see how using your Household Capital could improve your retirement income so you can stay safe and Live Well At Home.