Menu Cancel

Open: 9am - 5pm (AEDST)

Get Started

Reverse Mortgage Calculator

Access your wealth in retirement

Tax
Free
Funds

No Regular
Repayments
Required

Consistently
Low
Rate 

Award
Winning
Company

Our reverse mortgage calculator demonstrates how much of your home equity you could borrow to improve your retirement funding.

Calculator Experience

This is a Global Template that holds another type of Global Template called Calculator Screen. Feel free to drop as many Calculator Screen instances as you require into the white area below. The order of the screens (top to bottom) will be their order within this Calculator Experience. You can edit the yellow button in the top left corner to change the settings for this Calculator Experience.

Calculator Screen

This is a Global Template that holds Calculator Elements. Feel free to drop as many Calculator Elements as you require into the white area below. The order of the elements (top to bottom) will be their order within this Calculator Screen. You can edit the yellow button in the top left corner to change the settings for this Calculator Screen.

Age & Status

Calculator Screen

This is a Global Template that holds Calculator Elements. Feel free to drop as many Calculator Elements as you require into the white area below. The order of the elements (top to bottom) will be their order within this Calculator Screen. You can edit the yellow button in the top left corner to change the settings for this Calculator Screen.

Home & Value

Did you know?

Tax free funds
No regular repayments required
Low interest rate

Calculator Screen

This is a Global Template that holds Calculator Elements. Feel free to drop as many Calculator Elements as you require into the white area below. The order of the elements (top to bottom) will be their order within this Calculator Screen. You can edit the yellow button in the top left corner to change the settings for this Calculator Screen.

Summary Form

Confidentiality

We're committed to protecting your personal information.

Calculator Screen

This is a Global Template that holds Calculator Elements. Feel free to drop as many Calculator Elements as you require into the white area below. The order of the elements (top to bottom) will be their order within this Calculator Screen. You can edit the yellow button in the top left corner to change the settings for this Calculator Screen.

Congratulations!
You're eligible to unlock your available Household Capital™.
A retirement specialist will call you shortly.

Results

Refine Plan
"It'll change your life" - Ray

Watch Testimonial

Pre-Qualification Experience


This is a Global Template that holds another type of Global Template called Calculator Screen. Feel free to drop as many Calculator Screen instances as you require into the white area below. The order of the screens (top to bottom) will be their order within this Calculator Experience. You can edit the yellow button in the top left corner to change the settings for this Calculator Experience.

Calculator Screen

This is a Global Template that holds Calculator Elements. Feel free to drop as many Calculator Elements as you require into the white area below. The order of the elements (top to bottom) will be their order within this Calculator Screen. You can edit the yellow button in the top left corner to change the settings for this Calculator Screen.

About You

About Household Loans

No Negative Equity Guarantee
Low variable interest rate 
No regular repayments required

Calculator Screen

This is a Global Template that holds Calculator Elements. Feel free to drop as many Calculator Elements as you require into the white area below. The order of the elements (top to bottom) will be their order within this Calculator Screen. You can edit the yellow button in the top left corner to change the settings for this Calculator Screen.

Utilising one or more purposes, allocate your $0 of Available Household Capital™

Your Needs

Considerations
We focus on responsible lending
Flexibility and choice

Australian Owned and Operated

Calculator Screen

This is a Global Template that holds Calculator Elements. Feel free to drop as many Calculator Elements as you require into the white area below. The order of the elements (top to bottom) will be their order within this Calculator Screen. You can edit the yellow button in the top left corner to change the settings for this Calculator Screen.

More about your existing income

Your Income

Calculator Screen

This is a Global Template that holds Calculator Elements. Feel free to drop as many Calculator Elements as you require into the white area below. The order of the elements (top to bottom) will be their order within this Calculator Screen. You can edit the yellow button in the top left corner to change the settings for this Calculator Screen.

 

The information provided will aid the discussion with your dedicated retirement specialist so that you are fully informed on the options available and understand how a Household Loan may be suitable for you.

The next steps are completely free and of no obligation. 

Results

How Our Customers Rate Us

 Frequently Asked Questions

How do I use the calculator?

The reverse mortgage calculator requires several key inputs:

  • The age of the borrower/s (note: the youngest borrower must be aged 60+)
  • Whether your home is a house or apartment
  • Your postcode
  • The estimated value of your home (min $400,000 AUD

Once you submit that information, if eligible, you’ll see an estimate of the amount you may be able to borrow.

Try our equity calculator or call us on 1300 622 100. See how using your Household Capital could improve your retirement income. Live Well At Home™

How are reverse mortgages calculated?

Your age and home value are used to calculate your loan to value ratio (LVR). This must comply with maximums prescribed by the Australian Securities and Investments Commission (ASIC). This determines how much home equity you can access.

Try our equity calculator or call us on 1300 622 100. See how using your Household Capital could improve your retirement income. Live Well At Home™

Who should use the reverse mortgage calculator?

If you’re aged 60+ and would like to pay out a bank mortgage, improve your retirement income or draw a capital sum for renovations or a new car, you should use our reverse mortgage calculator to see how using your home equity could transform your retirement.

Try our equity calculator or call us on 1300 622 100. See how using your Household Capital could improve your retirement income. Live Well At Home™

Read FAQS