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Our Leaders

We have brought together industry experts from a wide range of fields to help solve Australia’s retirement funding challenge.

Our collective team has decades of practical experience across customer service, wealth management, retirement planning, banking and technology. Each member of our team brings a depth of financial expertise and life experience to the table. We marshal that knowledge to create the best possible experience for our customers. People always come first.

Executive team

Dr Josh Funder

Josh Funder is CEO and Managing Director of Household Capital. Prior to founding the company in 2016, he was a director of Celladon Inc (NASDAQ: CLDN) and spent over a decade as a partner at GBS, Australia’s largest venture funds management firm. Josh has served as chairman and director of US and Australian companies including

Denise Christie

Denise is the Chief Experience Officer at Household Capital which means she is responsible for understanding our customers, driving our product offerings, and ensuring the end to end engagement customers have with Household Capital met their needs. Prior to joining Household Denise led digital and non-digital customer, business and technology transformations in several industries over

Paul Stratton

Paul leads Household Capital’s distribution operations. Paul is an experienced financial services professional having held roles with ASGARD, AXA and NAB. Most recently, Paul led distribution for DST Systems, a financial technology business in Australia. Paul has spent over a decade developing innovative products and services for the retirement and pension segment in Australia. He

Paul Murray

Paul Murray is responsible for Household Capital’s Debt and Equity Partnerships. Prior to joining Household, Paul was Head of Corporate Strategy for Legal & General Investment Management (LGIM), a top ten global investment manager and one of the world’s largest pension managers. Paul has extensive risk management experience, which has been gained in both the

Mario Garrido

Mario Garrido is the Chief Marketing Officer at Household Capital. Immediately prior to joining Mario headed up Brand, Retention and Behaviour Change at AustralianSuper, Australia’s larger Superannuation Fund. His background includes sales, consumer marketing and customer experience roles at a number of iconic Australian brands including Village Roadshow, DMG Radio and Telstra.

Luke Rattigan

Luke was appointed to the newly created role of Chief Operating Officer in May 2020 to scale the business for further growth. He is responsible for ensuring the right processes, people and planning are in place as Household Capital looks to grow and launch new services. Luke’s previous roles include Chief Commercial Officer of consumer

David Cash

David leads Household Capital’s capital and actuarial operations. Prior to joining Household Capital, David was the Chief Executive Officer of Endurance Specialty Holdings Ltd [NYSE: ENH]. He joined Endurance Specialty in 2001 and served in a number of roles including Chief Risk Officer, Chief Actuary, President of Endurance Specialty Bermuda and Chief Underwriting Officer. David

Chris Bishop

Chris leads Household Capital’s Credit as Chief Credit Officer. Chris is an experienced credit and risk professional having held senior credit & risk roles with the State Bank of Victoria, CBA, Australian Bankers ‘ Association, Telstra Corporation, as a Consultant in Credit & Risk Solutions ,and in teaching Australian Consumer Law and Mortgage law and

Matt Chalmers

Matt Chalmers leads the strategy and implementation of Household Capital Technology. Matt is a technology and business professional with over 17 years’ experience building innovative financial service platforms with a focus on tech strategy, architecture, team and project management. Matt is passionate about using great teams to build great things using great technology. Prior to

Board members

Dr Josh Funder

Josh Funder is CEO and Managing Director of Household Capital. Prior to founding the company in 2016, he was a director of Celladon Inc (NASDAQ: CLDN) and spent over a decade as a partner at GBS, Australia’s largest venture funds management firm. Josh has served as chairman and director of US and Australian companies including

Hon. Nick Sherry

Nick was a Senator for Tasmania for 22 years and Federal Minister for Superannuation and Corporate Law, Assistant Treasurer and Small Business Minister. He is currently the Chair of FNZ (APAC), a leading funds management technology company that delivers platform solutions to superannuation funds and other financial service providers. Nick has worked as a Senior

Natasha Mora

Natasha is the Regional Counsel and Commercial Director for the Asia Pacific. Natasha joined Legal & General Group in 2006 as part of the Group’s in-house legal team. From 2009 to 2018, Natasha headed the delivery of corporate and commercial legal support for the Group, reporting to the Group General Counsel. Natasha’s role included leading

Jim Miller

Jim is currently Vice Chairman of JP Morgan Securities Australia, covering all areas of the Investment Banking business in Australia. He also holds a number of strategic advisory and principal roles, including Chairman (inaugural) of Infrastructure Victoria and Vice Chairman of Infrastructure Partnerships Australia. He is a former Executive Director of Macquarie Capital, Head of

Michelene Collopy

Michelene Collopy has over 30 years’ experience in financial markets and has held senior roles in compliance, funds management, treasury and financial reporting. Michelene is currently Chair of Perpetual Superannuation Limited (FUM $6.5B) and sits as an independent member on their Compliance Committees (FUM$20B). She is a Director of Teachers Mutual Bank (FUM $5B), where

James Tutton

James Tutton serves as Executive Deputy Chair, working across Household Capital’s governance and executive teams. He is a Director of Neometro, a socially focused real estate development group, and Director of Trip Fuser, a travel-tech startup. James has extensive experience in the property, mental health, arts, education and business sectors. He is director and co-founder

Danny Gorog

Danny Gorog is a Founder of Outware Mobile, a leading mobile software development agency responsible for developing high quality apps for key Australian brands including ANZ, Coles and Transport NSW. In February 2017 Melbourne IT (ASX:MLB) acquired Outware. Danny is a Director and Board member of Melbourne Symphony Orchestra, Melbourne University Publishing, Telematics Trust and

Advisory board members

Gary Weaven

Garry is the founding Executive Chair of Industry Fund Services (1994) and recently retired as Chair of IFM Investors Pty Ltd and the group holding company, Industry Super Holdings Ltd, as well as The New Daily ( He is a Senior Advisor with Tanarra Capital. Garry is a former independent director and Chair of ME

Alastair Peattie

Alastair’s career spans 30 years in the financial services sector across insurance, funds management, financial markets and institutional banking. Alastair served as General Manager, Financial Institutions Industry Group at CBA, a role spanning banks, insurers, funds management and other diversified non-bank financial organisations, including mortgage originators. In this role, he managed a global team of

Bob Officer

Professor Bob Officer AM is currently Chair of Acorn Capital and JCP Investment Partnership, and on the Boards of infrastructure group CP2 and the Colonial Foundation. Bob has served as Chairman of Victorian Funds Management Corporation, Chair of Victorian WorkCover Authority, as a director of Transurban Ltd, Bank of Melbourne, Transport Accident Commission, and on

Jack Diamond

Jack is managing director of Integritas Group and Diamond Consulting, providing strategic consulting and marketing services to offshore fund managers. He is chair of the Box Hill Institute, a leading TAFE provider and a director of the Victorian Sports Centres Trust. Jack was a founding director of Super Member Home Loans (ME Bank) and former

Peter Harris

Peter Harris AO is an economist with extensive experience in Australian policy, public service and business. Most recently, Peter was Chairman of the Productivity Commission and instrumental in the research and recommendations in reports such as “The Housing Decisions of Older Australians” (2015), “Competition in the Australian Financial System” (2018) and “Superannuation: Assessing Efficiency and