We have brought together industry experts from a wide range of fields to help solve Australia’s retirement funding challenge.
Our collective team has decades of practical experience across customer service, wealth management, retirement planning, banking and technology. Each member of our team brings a depth of financial expertise and life experience to the table. We marshal that knowledge to create the best possible experience for our customers. People always come first.
Dr Josh Funder
Josh Funder is CEO and Managing Director of Household Capital. Prior to founding the company in 2016, he was a director of Celladon Inc (NASDAQ: CLDN) and spent over a decade as a partner at GBS, Australia’s largest venture funds management firm.
Josh has served as chairman and director of US and Australian companies including Peplin (ASX: PLI) and Spinifex Inc and is a winner of the AVCAL early stage investment award. He previously worked at Infinity Inc (NASDAQ: INFI) in Boston, [Read more]
Paul leads Household Capital’s distribution operations. Paul is an experienced financial services professional having held roles with ASGARD, AXA and NAB. Most recently, Paul led distribution for DST Systems, a financial technology business in Australia.
Paul has spent over a decade developing innovative products and services for the retirement and pension segment in Australia. He was part of the team the brought AXA’s North platform to market, and in his role at NAB, [Read more]
Paul Murray is responsible for Household Capital’s Debt and Equity Partnerships. Prior to joining Household, Paul was Head of Corporate Strategy for Legal & General Investment Management (LGIM), a top ten global investment manager and one of the world’s largest pension managers.
Paul has extensive risk management experience, which has been gained in both the investment management and banking sectors, in the United Kingdom and Australia. He has held senior Risk Management roles at firms including LGIM, [Read more]
Mario Garrido is the Chief Marketing Officer at Household Capital. Prior to joining, Mario headed up Brand, Retention and Behaviour Change at AustralianSuper, Australia’s larger Superannuation Fund.
His background includes sales, consumer marketing and customer experience roles at a number of iconic Australian brands including Village Roadshow, DMG Radio and Telstra. [Read more]
Luke was appointed to the newly created role of Chief Operating Officer in May 2020 to scale the business for further growth. He is responsible for ensuring the right processes, people and planning are in place as Household Capital looks to grow and launch new services.
Luke’s previous roles include Chief Commercial Officer of consumer electronics start-up Nura, COO at Sportsbet and RELX (formerly Reed Elsevier) and as an economist for the Productivity Commission. [Read more]
David leads Household Capital’s capital and actuarial operations. Prior to joining Household Capital, David was the Chief Executive Officer of Endurance Specialty Holdings Ltd [NYSE: ENH]. He joined Endurance Specialty in 2001 and served in a number of roles including Chief Risk Officer, Chief Actuary, President of Endurance Specialty Bermuda and Chief Underwriting Officer.
David has also worked as a consulting actuary at Tillinghast-Towers Perrin in New York and later with Centre Reinsurance, [Read more]
Chris leads Household Capital’s Credit as Chief Credit Officer.
Chris is an experienced credit and risk professional having held senior credit & risk roles with the State Bank of Victoria, CBA, Australian Bankers ‘ Association, Telstra Corporation, as a Consultant in Credit & Risk Solutions ,and in teaching Australian Consumer Law and Mortgage law and practice. Chris holds a LLB ( Hons) degree.
In this role, Vladimir is responsible for the oversight of all technical resources and the establishment of the technology vision by blending knowledge of existing and emerging technologies, to enable Household Capital reach its financial and marketing goals. He encourages innovation among his team and supports research and the application of new technologies, with a strong focus on cloud computing, continuous delivery and information security.Vladimir has spent over two decades developing software systems and services for stockbrokers, [Read more]
Dr Josh Funder
Josh Funder is CEO and Managing Director of Household Capital. Prior to founding the company in 2016, he was a director of Celladon Inc (NASDAQ: CLDN) and spent over a decade as a partner at GBS, Australia’s largest venture funds management firm. Josh has served as chairman and director of US and Australian companies including Peplin (ASX: PLI) and Spinifex Inc and is a winner of the AVCAL early stage investment award.
He previously worked at Infinity Inc (NASDAQ: INFI) in Boston, [Read more]
Hon. Nick Sherry
Nick was a Senator for Tasmania for 22 years and Federal Minister for Superannuation and Corporate Law, Assistant Treasurer and Small Business Minister. He is currently the Chair of FNZ (APAC), a leading funds management technology company that delivers platform solutions to superannuation funds and other financial service providers. Nick has worked as a Senior Advisor, Global Pensions and Superannuation for Citigroup and EY, and as an independent director of Spotless (ASX: SPO).
As a member of the OECD Irish Pension Study Group and the Steering group on Social Security at the World Economic Forum, [Read more]
Natasha is the Regional Counsel and Commercial Director for the Asia Pacific. Natasha joined Legal & General Group in 2006 as part of the Group’s in-house legal team.
From 2009 to 2018, Natasha headed the delivery of corporate and commercial legal support for the Group, reporting to the Group General Counsel. Natasha’s role included leading the execution of mergers and acquisitions, strategic investments and commercial initiatives, and the delivery of first-class governance and company secretarial service to the listed company. [Read more]
Michelene Collopy has over 30 years’ experience in financial markets and has held senior roles in compliance, funds management, treasury and financial reporting. Michelene is currently Chair of Perpetual Superannuation Limited (FUM $6.5B) and sits as an independent member on their Compliance Committees (FUM$20B). She is a Director of Teachers Mutual Bank (FUM $5B), where she chairs the Audit, Risk and Compliance Committee.
Michelene is also a Member of the Council of the University of Technology Sydney and has served as CFO and COO of ASX and AIM listed resources, [Read more]
James Tutton serves as Executive Deputy Chair, working across Household Capital’s governance and executive teams. He is a Director of Neometro, a socially focused real estate development group, and Director of Trip Fuser, a travel-tech startup.
James has extensive experience in the property, mental health, arts, education and business sectors. He is director and co-founder of The Plato Project, an online and on-campus business school, and director and co-founder of Smiling Mind, one of Australia’s leading mental health not for profit groups. [Read more]
Dr Deborah Ralston has more than 24 years of board-level experience across commercial and public sectors. She is currently a member of the Reserve Bank of Australia Payments System Board and holds a number of non-executive director roles. In 2019 Deborah was appointed by Treasurer Josh Frydenberg to the 3-member panel for the Retirement Income Review.
Deborah is currently a Professorial Fellow at Monash University, where she is a member of the Steering Committee for the Mercer CPA Global Pension Index. [Read more]
Peter is Managing Director of Promontory Australia. Peter is a former Deputy Chair of both the Australian Securities and Investments Commission and the Australian Competition and Consumer Commission.
He was also Chief Executive Officer of CHOICE, the Australian Consumers’ Association. [Read more]
Garry is the founding Executive Chair of Industry Fund Services (1994) and recently retired as Chair of IFM Investors Pty Ltd and the group holding company, Industry Super Holdings Ltd, as well as The New Daily (thenewdaily.com.au). He is a Senior Advisor with Tanarra Capital.
Garry is a former independent director and Chair of ME Bank and was a foundation member of Melbourne’s Docklands Authority and Infrastructure Australia. As ACTU Assistant Secretary in the 1980s, [Read more]
Alastair’s career spans 30 years in the financial services sector across insurance, funds management, financial markets and institutional banking.
Alastair served as General Manager, Financial Institutions Industry Group at CBA, a role spanning banks, insurers, funds management and other diversified non-bank financial organisations, including mortgage originators. In this role, he managed a global team of 70 staff spread across Australia, New Zealand, Asia, the US and Europe.
Alastair was integrally involved in CBA’s exposure to the Reverse Mortgage sector supporting Seniors Finance – the largest non-bank business with exposure in Australia, [Read more]
Professor Bob Officer AM is currently Chair of Acorn Capital and JCP Investment Partnership, and on the Boards of infrastructure group CP2 and the Colonial Foundation.
Bob has served as Chairman of Victorian Funds Management Corporation, Chair of Victorian WorkCover Authority, as a director of Transurban Ltd, Bank of Melbourne, Transport Accident Commission, and on the Investment Committee of UniSuper. He Chaired the Commissions of Audit for the Kennett and Howard governments. Bob is a former director of the Over Fifty Group Ltd, [Read more]
Peter Harris AO is an economist with extensive experience in Australian policy, public service and business. Most recently, Peter was Chairman of the Productivity Commission and instrumental in the research and recommendations in reports such as “The Housing Decisions of Older Australians” (2015), “Competition in the Australian Financial System” (2018) and “Superannuation: Assessing Efficiency and Competitiveness” (2018).
Prior to that, Peter served as Senior Private Secretary to then Australian Prime Minister Bob Hawke, [Read more]