Financial Advisers and Professionals

We help fund Australia’s retirees with access to home equity

Our Household Loan is a variable rate reverse mortgage that comes with a range of consumer protections for your clients.

A Household Loan can be drawn as:

• an income stream
• a lump sum to meet capital needs, such as health care, travel or renovations
• a combination of income and capital, depending on your client's needs and existing financial assets

Loans can also be used to fund clients' aged care needs, including in-home care, RADs or DAPs.

In the case of high net worth clients, a Household Loan can facilitate intergenerational wealth transfer, gifting to children or grandchildren in situations where a client does not wish to sell down their income generating investment assets.

Working together

We recognise that retiree lending requirements represent a small number of your overall client needs; accordingly, it’s likely that you’re less familiar with your obligations when discussing a reverse mortgage. To support you, we provide a simple referral arrangement to meet the needs of your:

• retiree clients
• aged care clients
• your clients parents
• family or friends

A simple process

We complement your business with a simple process. You can use our calculator to run a quick assessment or complete a more detailed projection to support an initial client conversation.

Alternatively, we can liaise directly with your clients. Once your clients have indicated an interest in proceeding, we handle the rest. Your client receives personalised service and you receive updates at key milestones throughout the process.