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Reverse your thinking about over 60s lending
Our flexible lending solutions have been developed to support the needs of Australian homeowners aged 60+. We know this age group has different financial and lifestyle needs, and our product suite has been structured accordingly and can be tailored to meet your clients’ needs.
Our Optional Retirement Interest Only (ORIO) loans enable borrowers to take control of mortgage repayments with options to pay all or part of their interest in return for a discounted interest rate.
Our Household Loan and Household Loan Plus are flexible, purpose-based reverse mortgage products that do not require regular repayments and provide access to capital and income.
Retirement Refi has been designed to refinance an existing home loan and provide a $25,000 contingency sum. This loan has a simplified application process and discounted interest rate.
Your clients can use their home equity to refinance a mortgage or other debt, renovate their home or buy a car. It can provide a regular income stream or enable your client to help their kids onto the property ladder without drawing on their income producing assets.
Check the eligibility of your client’s postcode
#Properties that appear as "refer" or are showing outside immediate eligibility may be considered on a case by case basis. Please email the property details to [email protected] for consideration.
60+ Lending Eligibility Criteria
Partner with us
There are two ways you can work with us.
Refer a client
Once you have become a referral partner by completing this form, working with us is simple.
Step One
Use our calculator to run a quick assessment or complete a more detailed projection to support your initial client conversation.
Step Two
Refer your client using this form. We will initially use this information to confirm we can assist your client. For unconventional scenarios, we will contact you for a more detailed discussion.
Step Three
Your client is allocated a retirement specialist who provides them with personalised service. You receive updates at key milestones throughout the process.
Meet the Team
*Disclaimer: Comparison rate based on a secured loan of $150,000 over a 25 year term. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.
# Broker interest rate is only avaialbe to new applications.