Keeping You Safe At Home
Most Australians prefer to stay in their at home as they grow older, but you may need help along the way. Government-funded packages are often the first choice to cover in-home and residential aged care costs, but waiting lists are long and when received, don’t always meet your needs - particularly where specialist care is required. Other costs - medical appointments and procedures, as well as keeping up with rising health insurance premiums - can become hard to manage on a fixed income.
A Helping Hand When You Need It Most
In-home care and residential aged care can both be necessary at different stages of your retirement. Drawing on your Household CapitalTM allows you to skip the queue and provides choice and flexibility when it comes to services and facilities.
How Much Home Equity Can You Borrow?
Whether you need income, capital, or a mix of the two, try our easy to use calculators to see how you could transform your retirement with a Household Loan.
Frequently Asked Questions
Other Uses For Your Household Capital

Top up your super or other investments
- Improved income
- Help super last longer
- Boost investment portfolio
- Contingency funding

Refinance and improve your monthly income
- Repay your home loan
- Consolidate & repay debt
- Improve cash flow
- Lifetime occupancy

Enjoy the retirement lifestyle you deserve
- Make your home retirement ready
- Buy a new car
- Live in comfort
- Eradicate 'bill stress'

Fund your in-home or aged care requirements
- Cover medical costs
- Meet in-home care needs
- Fund aged care deposits or daily fees

A cash reserve to be the bank of mum and dad
- First home buyers
- Grandkids' education
- University expenses
- Help in times of hardship
Latest Reviews
What our customers are saying.
Its As Easy As 1, 2, 3!

CONFIRM ELIGIBILITY
Use our simple online calculators to check your eligibility and see how much Household Capital you can access.

PERSONAL CONSULTATION
Explore your retirement funding needs during an online meeting with one of our retirement specialists. Personal, one-on-one service is important to us.

APPLICATION
Complete the application process, secure in the knowledge that there’s always someone available to help along the way.