The Pension Boost HEAS Service
What is the Home Equity Access Scheme (HEAS)?
The Home Equity Access Scheme (HEAS), formerly known as the Pension Loan Scheme (PLS), is a loan issued by the Australian Government that allows Australian homeowners aged 67+ to boost their retirement income using the wealth in their home.
Pensioners and self-funded retirees can apply and, if eligible, could receive up to 150% of the Age Pension entitlement, less any Age Pension received.
The HEAS can be paid as fortnightly payments or as a lump sum twice a year.
*Formerly known as the Pension Loans Scheme or PLS
What is the Pension Boost Service?
The Household Capital Pension Boost service helps eligible Australians access their home wealth through the HEAS.
As specialists in the government scheme, we take care of the complete application process and remove the hassle and barriers that often come with dealing directly with Centrelink.
We also keep you informed throughout the process to give you peace of mind while retaining control of your finances.
Unlock A Better Retirement
Improve your cash flow
Receive up to 150% of the maximum Age Pension (less any pension received)
Stay in your home
Avoid having to sell your home, downsize or relocate to a retirement home.
Access specialist support
We take care of the entire application process and continue to review your entitlements.
How A Household Loan Differs From The HEAS
- Income stream
- Mortgage refinance
- Aged care RADs and DAPs
- Income stream or a capped lump sum advance payment