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Retirement Refi
The only home loan designed
for the over 60s
Retirement-ready home loan
No regular payments,
non-recourse
No need to downsize
Guaranteed occupancy,
stay as long as they choose
Get Pre - approval
Refinance their outstanding mortgage
Free-up additional cash each month
Access an additional lump sum
Retirement Refi Features
Discounted rate, 50 bps below Household Loan standard variable rate
Contingency fund of $25K included
Easy pre-approval calculator
Fast approval process
No regular repayments required
Guaranteed occupancy, non-recourse
Eligibility Requirements
Client aged
60+
Regular repayment
history
Standard Household Capital postcodes and LVRs
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