Unlock the wealth in your home.
Your Home For Life
What’s the biggest form of retirement wealth most people aren’t using?
Australian retirees are the wealthiest in the world, but most of that wealth is in our homes.
The experts at Household Capital can help you access your home wealth to meet your needs. You can live the retirement you’ve always wanted, while staying in your home for life.
Unlock Your Home Wealth With Us
Access to Lowest Available Rate
Chat with us today to discover your options.
Flexibility and Choice
Adjust as you go with flexible drawdown options.
Personalised Service
Our retirement specialists help you every step of the way.
Specialist Provider
As retirement funding specialists, we understand your needs.
What We Offer
Unlock your home wealth with our products and services
Household Loan
Our Household Loan lets you draw on your home wealth so you can live a better retirement in your own home.
Pension Boost Service
Our Pension Boost Service helps Australia’s retirees access their home wealth through the government’s Home Equity Access Scheme.
Apply in 3 Simple Steps
Stay in your home
You’re guaranteed to stay in your home as long as you want.
Specialist support
We help you through the application process to help you maintain control of your wealth and entitlements.
Frequently Asked Questions
How Our Customers Rate Us
Award Winning Company
Disclaimer: Comparison rate based on a secured loan of $150,000 over a 25 year term. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.
Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. ^Amounts spent will be added to your Household Loan and accrue interest like any other funds drawn via your Household Loan.