What Is A Home Reversion Scheme?
A home reversion scheme is not a loan, nor offered by Household Capital. It’s a contract for the part sale of your home. Instead of borrowing against the value of your home, you agree to sell a share of the future sale proceeds of your home in exchange for a lump-sum payment now.
This means you sell a portion of your home equity at a significant discount to its current value and receive a lump sum payment. The discount applied is age-based, and decreases with age.
When the house is sold, the home reversion scheme provider receives the value of the proportion of equity it purchased, at the future price.
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Frequently Asked Questions
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