Household Capital has helped many become retirement ready

Fiona Navarro, our retirement specialist, catches up with Jamie from Channel 7 to discuss how Australian retirees have been coping since COVID-19 began. They discuss a noticeable trend that Fiona and those at Household Capital have seen: the increased importance of that place called home. As well, our customers Jenny and Steve explain why they chose to use their home equity to renovate their beachside home. 

Transcription

Jamie:

It’s been a challenging couple of years for everyone, especially for Australia’s retirees. They’ve been separated from loved ones, forced into isolation and maybe had health and financial worries to keep them awake at night.

To talk more about this is Fiona from Household Capital. Good to see you Fiona. 

Fiona: 

Hi Jamie

Jamie: 

Now, it’s been a while since we last spoke - How are Australia’s retirees coping with lockdowns and life in general?

Fiona:

Well, Jamie despite the pandemic, retirees have still been able to take control of their future.

We’ve seen a noticeable trend: the increased importance of that place called home.

Whether by choice or government decree, retirees are spending a lot more time at home. It’s become their sanctuary, their safe place.

Covid and other influences, such as the Aged Care Royal Commission, have reinforced the fact that Australians want to live well at home for as many of their retirement years as possible.

Jamie:

So how can Household Capital help retirees remain in their home?

Fiona:

Retired Australians can use the wealth in their home, their household capital, to improve their retirement funding.

We provide retirees with flexibility and choice to make decisions about their retirement lifestyle. 

We’ve helped hundreds of retirees modify or renovate their homes to be retirement ready.

It’s all about comfort, functionality for age, and health – a lot of modifications help older Australians retain their independence.

Jamie: 

Sounds great Fiona

Fiona:

So, Steve and Jenny in Cronulla are a great example - they love their beachside home and they chose to use their home equity to renovate indoors and out, so they can live well at home for years to come.

Jamie: 

Alright, let’s hear what they’ve got to say.

Customer Testimonial - Jenny and Steve 

Steve:

Household Capital, fantastic. They've got a terrific product which enabled us to pull the equity out of our home and use it to live in a very comfortable style. Since we've had the renovation done, the quality of life we've enjoyed here has been enhanced significantly.

Jenny:

We have so much more light, and it's a really great space to be in.

Steve:

With the loan from Household Capital, the money's already there. The money's in the house. All you're doing is accessing it.

Jenny:

The whole process with Household Capital was so simple, straightforward, and it was a pleasure to get to know the people at Household Capital.

Steve:

The experience with Household Capital was fantastic.

Jamie:

There’s no doubt about it Fiona, for many Australians, their home is their castle.

Fiona: 

That’s so true, Jamie. 

And, it’s important to remember, renovations will generally increase the value of the castle, so it’s a great way for retirees to utilise their home equity.

Jamie:

Okay. So, how does it all work?

Fiona:

It’s a simple three step process.

First, you can head to householdcapital.com.au, use our simple online calculator to check eligibility and see how much home equity you could potentially access.

The second step is to meet with one of our retirement specialists. Personal, one-on-one service is really important to us. 

The third step is the application process and there’s always someone available to help you along the way.

Jamie:

Very good.  What sets Household Capital apart?

Fiona:

We offer a consistently low interest rate – which means our customers can access more of their home equity during retirement.

That comes with personalised service and a focus on responsible lending – we want to help people meet their long-term retirement funding needs.

Australians should feel safe in their home. And we want them to feel safe in their retirement too.

So, if you have any questions you can give us a call or head online today.

Jamie:

Sounds great. Thanks Fiona. 

Fiona: 

Thank you Jamie

Jamie: 

For more information or to find out how your home could be both the best place to live and the right way to fund your retirement, head to householdcapital.com.au to try out that online calculator or give them a call on 1300 965 270

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