What is the role of Home Equity in Retirement Funding?

Unlock Your Equity. Live Well at Home™

Did you know your family home could hold the key to improved retirement funding? This guide examines strategies for using your home equity - the savings in your home - to provide access to income and capital. We detail the pros and cons of each strategy so you can determine which might be the best for you.

Australians prefer to stay in their own home in retirement - a familiar location can influence your perception of safety, help to maintain social connections within your community, and provide access to services and proximity to family and friends.
The one thing that can hold retirees back from enjoying a comfortable retirement in their family home is money - or lack of it. 

What you get in the home equity guide

 The guide explains the equity in your home - your Household Capital^TM. It also includes how it works and how you can access it, as well as:

• Downsizing - what it entails, the pros and cons
• Home reversion schemes - how they work, the pros and cons
• The Pension Loans Scheme - how it varies from a reverse mortgage.
• Reverse mortgage - pros and cons, and other important details.