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Real people, real stories

See what our customers have to say

Meet Jim & Shirley

“We didn’t want to end up scrimping and scraping because we’re not used to that sort of thing. Household Capital was great for us because we've got a nice home now and we're very happy here.” – Shirley, 78, Queensland

Jim and Shirley, both aged 78, live on Queensland’s Gold Coast. Over the years, they’ve been able to create a comfortable lifestyle and, as they started planning for retirement, they knew they wanted to maintain this standard of living.

After extensive research and weighing their options, Jim and Shirley contacted Household Capital to learn how much home equity they could borrow to purchase a new home to be closer to their children and grandchildren, as well as increase their monthly retirement income.

Through a Household Loan, Jim and Shirley were able to access their home equity – what we like to call their Household CapitalTM – to finalise the purchase of their new home and create an income stream that would meet their living expenses each month. By unlocking some of the wealth built up in their home, Jim and Shirley remain in the home they love, the home meets their wants and needs, and still have the retirement funds to enjoy a comfortable life living near their loved ones.

“All you need to do is just ring up Household Capital,” Jim says. “Lo and behold, everything fell into place. We have been here now six months and looking forward to the next 20 years.”

After a lifetime of working hard to build their wealth, Jim and Shirley learned that they could have control over their retirement income and that has enhanced their quality of life more than they could have imagined.

Sandy and Colin

Loan Purpose: Regular Income

Meet our beautiful customers Sandy and Colin who, like many retired Australians, found themselves ‘asset rich but cash poor’. Thanks to Household Capital, they were able to access their home equity to secure a fortnightly income stream that allows them to enjoy a comfortable retirement.

Lynne Watkins, Raelene O’Mullane & Suzanne Masling

Lynne, Raelene & Suzanne

Loan Purpose: Confidence in Retirement

After learning about Household Capital through their friend Lynne, Raelene and Suzanne decided to access their home equity as well. They can now access more money in retirement and cover any unexpected expenses without having to worry.

Lynne Watkins

Lynne

Loan Purpose: Major expenses

As a retired widow, Lynne discovered banks were reluctant to extend credit. She used her home equity to buy a new car, establish a contingency fund and landscape her garden. She even recommended Household Capital to her friends.