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Meet Richard
“Part of my expenditure would have to be helping out with the education of my grandchildren. I could sell my house, but we wanted to keep the house. We loved living in the house and the grandchildren loved the house. We decided to keep the house and use the equity in the house to provide for the future. ”
– Richard, 77, New South Wales
Richard, 77, is a former accountant who part-owned a successful accounting practice. Richard was able to sell his interest in this company to the other shareholders and that enabled him to retire.
However, it wasn't long before he began to realise that the money wasn't going to last forever. He started to contemplate what the future held for his capital.
As a grandparent, he knew he wanted part of his future expenditure to be paying for the education of his grandchildren; he believes this would be the best investment he could ever make for his loved ones.
He put his financial skills to work and researched the best way to provide for his grandkids' education and any future needs he and his wife might have. He considered selling his home and downsizing, but he and his wife love living there.
Instead, they elected to kept the home they love and unlock their home wealth to provide for their future needs, including those school fees.
Richard's research led him to Household Capital. It is a move that he says "has taken the anxiety out of life."
John
Loan Purpose: ContingencyJohn lives in a traditional ‘Queenslander’ home which, over the years, he has worked on to keep it in great shape. He’s been retired for a number of years and still has many retirement goals. With Household Capital by his side, he’s been able to access his home equity to achieve his goals.
